четверг, 31 мая 2012 г.

Workshop ' How to start a business ', simply and clearly, explain on the fingers



1) Spending.

Surprisingly, for your hobbies people are willing to pay. Only at first glance, your passion for growing flowers on the windowsill can not bring money. Maybe you just see an opportunity in his hobby of growing seedlings for sale. Or, cultivation and sale of home colors. It is difficult to stand in the cold with the flowers on the street? . Do not take one, take the other - everywhere there is a compromise of price and quality. Nowhere do not take - there is always a market for.

Thus, the conclusion - you can turn any hobby into business.

2) Mediation.

No hobby? . Buy a newspaper from hand to hand or at least open the Classifieds section on the same site. Rent [ 1328 ] Rent [134]. Purchase [ 13] Sale [181]. The logic is simple. Some want to buy, sell more. Some withdraw, others take. It is always possible to stand in the middle. I will tell you a secret - 80% of today's business - a service note buyers and sellers. There is a start-up capital - you can buy some and sell others. No capital - can reduce some of the other, but the mechanism is complicated transaction: we must first take a prepaid one, then minus the commission to transfer to another and to the movement of goods in the opposite direction. Nis - the sea. Even for beginners. What is the shuttle business, but buying one of rags, and implementation of other. But you can do this not only at the level of business people, but also in the business of business, and even rare, but occurs, a variant of the people -to-business (for example, ticket sales ).

3) The unique thing.

It's amazing how few people are engaged in this business option. Because the demand for unique always stable high. Apparently, the main problem in finding the consumer. But it exists. And then there are willing to create and sell them something special: Jewelry, paintings, sculptures, clothing, handicrafts various. You can do it yourself, you can pripryach enthusiastic family member and make your small business. I personally know of a case about a girl who bought a toy store in the usual range for the manufacture of dolls, made and painted by hand, and then very successfully selling.

4) Small service.

If the hand you do not have hooks, and you are being praised for something special that you could do yourself, then you direct road to the service segment. Well sit with their children - babysitting, teach well - a governess, a good cook and clean clean - housekeeper, a well- mending plumbing - Plumber and m. Dr.. Start a (one), but eventually, if the head right in terms of business organization, you can pripryach and others.

5) Subject.

Strange, but somehow all the new business obsessed with a mythical theme. T. e. Suddenly they must fall an idea brought up at that time, money and power, they are scalded to the ears. According to the experience and not just my opinion, the subject began to appear only for 5-7 year doing business. 95% of startups end waste of seed capital and the divergence of partners in different directions. And full of disgust for three years in business. I would advise you to subscribe to topics ( startups ) only when you are behind a great, a couple of dogs who ate a partner. I believe that there is still Kulibins and Jobs, which can collect in the garage is something that will tear the world as tuzik radiators. But assume that it is accessible to everyone - it would be too.

6) Parasitism.

This is when the company created for settling in certain of the larger companies. For example, I know of small firms, which are almost entirely dependent on contracts with a large company. For some reason, it is considered a subject ( master freebie ), but in fact an ordinary parasitism. And he ends with the change of power in the donor - the loss of the lobby. However, the matter is, people are working, the money goes. So technically no one to blame here - the business as a business, like many.

You can still come up with several options. But the vector, I think, is clear. Now for the initial capital. A year ago it was much easier. You could go to any bank and get a loan for your needs at a reasonable rate. Now this feature is covered with a copper basin. But the relatives are always good and can be somehow be able to squeeze out money for a line of small business through the employment center. But if you think about it, about half the money be not so much, and you can reach payback within 3-6 months - this is good, and small business. If you forget about the office and chic new furniture, you can put the contents of the company in a fairly modest amount.

taxation. For most ideal form of IP is uproschenke at 6%. This means that 6% of the shaft you give to the state, and the rest can pick up yourself and not to anyone not to report. Many do not know, but at the mediation scheme, if correctly to make the contract with the suppliers, the 6% will be deducted from your commission, not the shaft. The main problem with taxes - this report. Not all accountants are born, but take the reports still need to. Optimally - if there is a relative or friend. But as soon as the traffic becomes more or less significant, it makes sense to move to outsourcing to normal accounting firm. The cost of such services varies from 3 to 10 thousand. - Depends on the amount of. There are friends who get paid on the fact of delivery of the report, t. e. quarterly. Why do we pay taxes if you sell on the street or friends? .

Employees. Almost all new businesses start with mistakes in hiring. Employment contracts retroactively or without them. Payment in envelopes. ' We agree '. Even worse, when it comes into its own hands takes the employee. In my eyes, a man almost did not get the case to court: the worker was assured, and the agreement so that it worked even after the formal cessation of. T. e. no one worked, but the papers - worked. The matter was settled peacefully, but the nerves twitched. Internet will not save you. Please refer to the normal law office and make an employment contract, which is 1) regulates the work of employees in all areas of its activities, 2) record the moments associated with the device and firing, 3) protect you in case of misconduct claims. Also in the ordinary course of business should not neglect such moments as a statement of salary and the attendance log or as he called it. Each employee will become a signature of the undelivered to the argument in court. A relationship tend to deteriorate.

partnership. This is for those who are going to make Ltd. Again, most are afraid to start on its own. I would caution against the division of capital 50/50. This is the worst option in the event of a dispute. No one is majority voting. Also, partnership of two people the most unstable. Surely you can give hundreds of examples of successful tandem, but in this example, each have dozens of counterexamples, when it was falling apart even before reaching the stage of recovery. Probably all of the fields of psychology, but the most successful variants are the sole control of three- or four-person.

Business Planning. A good business plan can obtain unsecured credit and. But I have a friend. Every business should start with a sheet of white paper and pens. Then transfer it into Excel and calculate even small things. Then, to estimate the necessary income, which is needed to cover the costs. Often weak ideas are broken down even at this stage and do not have time to hit the wallet. For example, a good business vending ( coffee machines ) - the cost of the cup 10 rubles, the cost of two. 5 ruble. But when you add rent, maintenance, breakdowns, tax, accounting, petrol, loss, downtime, etc. Dr.. , The profitability falls with fantastic 300% up to 30%. And at the park in less than 10 units profit is zero, less than five vehicles - the business is unprofitable. At 100 mashines a decent profit, but not fabulous, fabulous sets and get the value of the cost of their care. That's a piece of paper can get you back to earth. And the general point - after all the calculations easily multiply the cost by half, and divide the profits at the same. If the balance remains positive - then you have a good idea.

In this lecture let me finish the part of the workshop. Questions?.

вторник, 29 мая 2012 г.

The most expensive paintings



The works of many famous artists are highly prized among the wealthy. Often on the news you can hear at various auctions ( Sotheby's, Christie's ) sold to one or another picture of a six-figure sum of money. Poredlagayu available with a selection of the 10 most expensive works of art.














Самые дорогие картины в мире

a. Pablo Picasso's ... Sold at Sotheby `s auction May 5, 2004 Mr.. 104.17 million for the. USD. The buyer is unknown.















Самые дорогие картины в мире

2. Gustav Klimt, ... Sold at Christie's auction November 8, 2006 Mr.. of 87,936,000. USD. The buyer is unknown.















Самые дорогие картины в мире

3. Francis Bacon, ... Sold at Sotheby's. 14 May 2008. of 86,281,000. USD. Roman Abramovich.
















Самые дорогие картины в мире

4. Vincent Van Gogh, ... Sold at Christie's auction May 15 1990. for 82.5 million. USD. Japanese millionaire Reei Saito.















Самые дорогие картины в мире

5. Claude Monet's ... Sold at Christie's auction June 24, 2008 Mr.. of 80.45 million. USD. The buyer is unknown.















Самые дорогие картины в мире

6. Auguste Renoir, ' Moulin de la Galette ' 1876. Sold at Sotheby `s auction May 17, 1990 Mr.. for 78.1 million. USD. Japanese millionaire Reei Saito.















Самые дорогие картины в мире

7. Peter Paul Rubens ' Massacre of the Innocents ', about 1609-1611 years. Sold at Sotheby `s auction of July 10, 2002 Mr.. for 76.7 million. USD. Canadian businessman Kenneth Thomson.















Самые дорогие картины в мире

8. Mark Rothko, ... Sold at Sotheby's May 15, 2007 Mr.. for 72.8 million. USD. The buyer is unknown.















Самые дорогие картины в мире

9. Andy Warhol, ... Sold at Christie's auction May 17, 2007 Mr.. of 71.72 million. USD. The buyer is unknown.















Самые дорогие картины в мире

10. Paul Cezanne ' Still Life with Jug and drapery ', about 1893-1894 years. Sold at Sotheby `s auction May 10, 1999 Mr.. for 60.5 million. USD. The buyer is unknown.








понедельник, 28 мая 2012 г.

Sales of Hyundai i40 will start in early 2012






Design innovations made ​​in the same style as the popular Solaris, - « flowing lines... However, the new car appears in the D- class. The list of equipment available for this model, a number of systems designed to make the car safer - seven airbags (including knee eyrbeg for the driver ), the stabilization system, front and rear Parktronic. And in the base equipment includes ABS, Stability Control, Brake Assist. Hyundai i40 has received five stars in Euro NCAP system.
In addition, customers can order the navigation, a rearview camera, heated rear seats, heated steering wheel and automatic parking system.
The cost of new items not yet reported. It is not known, and then, with what engines will be sold to a new Korean coupe. This information will be closer to the date of commencement of sales. But we already know that the successor of Santa Fe will receive a new 2- liter engine.